Bank, Broker of Prowealth Money

Purchasing an investment property to provide you with a secure future income is one of the most important decisions you will ever make. Structuring the right finance is just as important as selecting the right property. For this reason, in 2007 Prowealth established Prowealth Money. Prowealth Money has access to all the major lending institutions as well as a number of innovative finance products that are specific to the property investor market. This gives us plenty of options when recommending the loan structure that best suits your current needs and future aspirations. Whether the loan is interest only, principal and interest, fixed or variable, a line of credit, SMSF loan, commercial or even vehicle loans and leasing, we can help. We can write the loan for you or recommend to your lender the structure you require. We can also show you how to take advantage of an “off the plan” purchase and avoid all the common finance traps to maximise your returns. With any lender there are many steps from initial enquiry to final settlement. Constantly chasing answers from “Press one for...” or calls to anonymous people at a call centre is time consuming and frustrating. At Prowealth Money, the same person will be accountable to give you answers throughout, and because we have a controlled follow up system we’ll be calling you.

Finance Structures

It is just as important to get the Finance right at the beginning as it is in selecting the right investment property. Your Finance Structure can determine if you are getting the best return on your investment. Once your Finance Platform is right you will move forward more quickly and with little cost as you grow your investment portfolio.

Prowealth Investments have been at the cutting edge of Finance from the day the Company began. All of Prowealth Investments Consultants are armed with the latest knowledge of the financial options available on the market. These days with banks, non bank lenders, solicitors funds it is rare that there isn't a loan that will meet our clients needs.

Prowealth Investments educate their clients in setting up the right Finance Structure to protect their home from all other investment properties. Using deposit bonds, bank guarantees, leverage loans, revaluations, buying off the plan are just a small percentage of ways of knowing how to use other financial institutions money for your investment needs.

Prowealth Investment's Information Nights cover all these topics and more.

Watch this short clip on Loan to Value Ratio (LVR)

Buying Off the Plan

Home loan companies have never really addressed the specific needs of off-the-plan property purchasers as buyers generally have had to borrow against the contract price, rather than the value of the property at settlement. Prowealth Money is different.

Many off-the-plan purchasers seek to purchase a property with little or no requirement to draw on their savings. The Prowealth Money Leverage Loan is specifically for off-the-plan properties and can provide up to 100% of contract price where there has been sufficient growth in the value of the property.

Investment

When you're a property investor you're concerned not only with the right product choice but also with having the right strategy. As an investor you can't afford to choose a home loan out of a rate table in a magazine or software program. You need a finance person on your investment team for the long haul. One who can help you maximise your financial leverage. As an investor you will be interested in our Lo Doc options. We can provide loans which will:
- Assist you with property trading.
- Provide immediate access to funds.
- Lend against the end valuation of your off-the-plan property.
- Allow you to capitalise interest on an investment loan.

Fixed Rate Break Costs

The attached flyer explains why lenders will charge a break cost when you break a fixed rate loan during the term.

Break Costs Flyer